Frequently Asked Questions

Last updated: March 5, 2026

General

What is Stache?

Stache is a personal finance app for tracking transactions, managing accounts, reconciling bank statements, and generating financial reports. It supports manual entry, bank imports, receipt capture, and Plaid bank sync.

What platforms is Stache available on?

Stache is available as a web app, a native macOS app, an iOS app, and an Apple Watch companion app.

How much does Stache cost?

Stache offers monthly and yearly subscription plans. Visit the pricing page for current plan details.

Who operates Stache?

Stache is a product of SAS Labs, operated by SAS Integrators LLC.

Features

What types of accounts does Stache support?

Stache supports Checking, Savings, Credit Card, Cash, Loan, Mortgage, Investment, Retirement, and Real Asset accounts.

Can I track accounts in different currencies?

Yes. Each account has its own currency, and Stache automatically fetches daily exchange rates to convert balances and reports to your base currency.

Can I import transactions from a file?

Yes. Stache supports importing transactions from CSV, OFX, and QFX files on the Import page. Imported transactions are staged for review before being added to your ledger.

How does receipt capture work?

You can upload or photograph receipts and Stache will extract the merchant, date, and amount using OCR. Receipts are linked to transactions for recordkeeping.

What is bank reconciliation?

Bank reconciliation lets you match your recorded transactions against a bank statement to verify your records are accurate. Stache supports uploading PDF statements for automatic matching.

Does Stache support tax reporting?

Yes. Categories can be marked as tax-relevant and assigned tax schedule codes. The Tax Report groups transactions by tax category for easier tax preparation.

Can I use Stache with Siri or Shortcuts?

Yes. Stache supports Siri Shortcuts on iOS and macOS for quick expense entry. You can also add transactions from Apple Watch.

Can I export my data?

Yes. You can export a full backup of your data including transactions, receipts, and statements from the Settings page. Exports are available as JSON or ZIP.

Security

How does Stache connect to my bank?

Stache connects to financial institutions using Plaid, a secure financial data network used by thousands of financial applications. Authentication with your bank occurs directly through Plaid. Your bank credentials are never shared with Stache. For more details, see our Security Overview.

Does Stache store my bank login credentials?

No. Stache never stores your financial institution login credentials. Authentication occurs directly between you, Plaid, and your bank.

What financial data does Stache collect?

Stache collects only the information required to provide financial management features, including account balances, transaction history, and account metadata needed for reconciliation and reporting. See our Privacy Policy for full details.

How is my data protected?

Stache uses multiple security controls including encrypted connections (TLS 1.2+), encrypted database storage (AES-256), authentication through trusted identity providers, and restricted access to production systems. Learn more on our Security Overview.

Does Stache sell my financial data?

No. Stache does not sell personal financial data. Financial information is used solely to provide features within the application. See our Privacy Policy for details.

How can I disconnect a bank account?

You can disconnect a financial institution at any time from the Settings page. When an account is disconnected, Plaid access tokens are revoked, new transaction imports stop, and your existing transaction history remains available for reporting.

How do I delete my account?

You can request account deletion from the Settings page. When your account is deleted, connected financial accounts are disconnected, Plaid access tokens are revoked, and your financial data is scheduled for deletion. A 30-day grace period allows you to cancel or export your data before permanent removal. See our Terms of Service for full details.

Accounts & Data

How do I add a bank account?

You can link a bank account through Plaid on the Settings page, or manually create accounts in the Data Manager. Plaid supports thousands of financial institutions.

How do I categorize transactions?

Stache comes with over 100 default categories organized by group. You can customize categories, and merchant mappings will auto-categorize future transactions from the same merchant.

Can I tag or split transactions?

Yes. Transactions can be split across multiple categories, assignments, or properties. You can also add color-coded tags for flexible classification.

Have another question? Contact us